Monthly Spending – August 2019

Summary

This was a strange month for spending because we were in Africa for almost the whole month! We had already paid for the vast majority of the trip in advance. You can see the damage in previous spending posts!

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.

Category	Amount	Notes
Housing	£973	See below
Food	£97	See below
Transport	£4	See below
Entertainment/misc	£376	See below
Total	£1,450

We break each of these categories down in the following sections.

Housing

The housing category consists of our mortgage payment, overpayments, bills, insurance, DIY costs etc. This was the only category which didn’t really change this month!

Category	Amount	Notes
Mortgage	£467
Overpayment	£283
Bills	£111	Gas, electricity, water
Council Tax	£101
Internet	£11
Total	£973

Food

We spent £97 on food this month. As explained previously, this includes everything on our supermarket shop receipts for the month. This was entirely due to stocking up when we returned from Africa at the end of August.

Transport

A very low month for transport, with no commute or car use to pay for!

Category	Amount	Notes
Bus	£4
Total	£4

Entertainment/Misc

Another low total! We paid for a few things in Africa on our Halifax Clarity card. This card gets a really good exchange rate. We also spent a bit more than we intended in Dubai on our lay-over, but it was well worth it!

Category	Amount	Notes
Phone Bills	£16
TV License	£12
Lottery	£8
Extra Spending in Africa	£221	Meals etc paid for on Halifax Clarity card
Dubai Stop Over	£96	12 hours between flights, we went and had some food and watched the fountain show at the Burj Khalifa!
Meals/Drinks Out	£23	Socialising with friends/family
Total	£376