Monthly Spending – August 2020

Summary 

Welcome to our August spending post! Our total spend for the month was £1,970.  

We’ve been eating out more than usual, as Miss Way increases her socialising and introduces Baby Way to family and friends – at a distance. We also had an MOT on the car this month, and bought a lot of house plants! Considering those factors, we’re happy to still come in under £2,000. 

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.  

CategoryAmountNotes
Housing£1,109See below
Food£359See below
Transport£109See below
Entertainment/misc£393See below
Total£1,970
August Spending Graph

We break each of these categories down in the following sections, giving detail for any large expenses. 

Housing 

The housing category consists of our mortgage payment, overpayments, bills, insurance, DIY costs etc.  

Our August spending was fairly standard in the housing category! Mr Way got a bit addicted to house plants and decided to buy a broad selection of plants and pots. This is included as a ‘DIY’ expense, as it was a home improvement expense. Our house looks a lot better for this new hobby! 

CategoryAmountNotes
Mortgage£415
Overpayment£335
Bills£113Gas, electricity & water.
Council Tax £105
Internet £6
DIY£135Lots of house plants!
Total £1,109

We continue to be very happy with our energy supplier, Octopus Energy. This month we received a refreshing email from them saying they would again be reducing the cost of our energy, following cuts in wholesale prices.   

Our energy is from 100% renewable sources too which is a great bonus. If you are interested, click through this link and you will get £50 and so will we! It can be hard to find a decent energy company but we really do recommend Octopus. 

Food 

Our August spending on food was £359. As explained previously, this includes everything on our supermarket shop receipts for the month. 

Transport  

Transport costs continue to be very low. We had a couple of long journeys this month as well as an MOT so not bad considering. 

CategoryAmountNotes
Fuel£35
MOT£74
Total£109

Entertainment/Misc 

The Entertainment/Misc total for August included a large amount for eating out! Miss Way has managed to get out and about a few times with Baby Way to see friends. Mr Way’s tennis also started up again, leading to some match-related costs. Both very positive things to spend on! Otherwise a fairly standard month. 

CategoryAmountNotes
Phone Bills£14
TV License£12
Lottery £10
Presents£45
Eating Out£157
Sports Team Costs£31Match fees, floodlights, equipment etc
Clothes£25
Power Line Adaptor£40Internet boosting device
Baby Related Tablets£41See below
Baby Music Classes£12See below
Boots£6See below
Total£393

Running Totals 

There are a few big things going on in our lives at the minute. We wanted to this section to the end of our Monthly Spending posts to keep track of our total spending on both the wedding and Baby Way.  

To be honest this is as much for our own interest/records as it is for our readers! 

While these aren’t all spending items from this month, we think it’s useful to keep ‘running totals’ for these longer term categories.  

Wedding 

We’re close to booking a band, but another month has passed with no wedding spending. We’re struggling a bit for motivation because we don’t know how weddings will look by next July! 

Total to date:  

CategoryAmountNotes
'Save the Date' Cards£26
Postage£22
Registrar£100Deposit paid. £525 more due before wedding.
Photographer£238Deposit paid. More due before wedding depending on package.
Total£386

Baby Costs 

Our August spending has seen another few small additions to the baby costs table. These are explained below, but overall we’re keeping spending very low.  

All of our baby-related spending will appear in Entertainment/Misc for now, but we’ll also track it separately here. We’re convinced we can spend significantly less than our peers so it’ll be interesting to see how we get on! 

CategoryAmountNotes
Pregnancy Vitamin Tablets£8
Antenatal Class£80
Cot£80
Nappies£100Second hand reusable nappies
Pram£0Free!!
Baby Book£9
Baby Scan Photo£5
Baby Bath£5
Yoga£21
Reusable Post-partum Pads£25
Baby Bed Sheets£30
Second Hand Baby Sleeping Bags£20
Yoga/Birthing Ball£13
Second Hand Baby Clothes£18
Breastfeeding Cream£8
Breastfeeding Bras£3
Perineal Ice Packs£19
Baby/Mum Vitamins£53See below
Baby Thank You Cards£26See below
Boots£6See below
Baby Related Tablets£41See below
Baby Music Classes£12See below
Total£582
Boots 

We bought a thermometer and a car mirror for Baby Way. The majority of the spend was on a voucher we received so minimal cost to us! 

Baby Related Tablets 

Miss Way has struggled with a few ailments so we had to buy Gaviscon etc. 

Baby Music Classes 

With us both being musical, there was no avoiding things like this! We signed Miss Way and Baby Way up for a few sessions of a ‘Sing and Sign’ class.  

See you next month! 

Previous Posts  

Monthly Spending – July 2020 

Monthly Spending – June 2020 

All Previous Spending Posts

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