‘Life Design’ is something we’ve mentioned in a few posts now. But what do we mean? Since we started this journey, we have hugely improved our lives in a lot of different areas. This hasn’t happened by luck. It has been a process of research, planning and execution. As we like to say, we have learnt to CHALLENGE EVERYTHING! …
Author: Mr Way
Productivity Systems
The biggest barrier to productivity is finding the motivation to get started. Motivation can often be hard to come by in a modern world, full of distractions. This is particularly relevant to those of us still working full time. Juggling hobbies, alongside a full time career, can make it seem almost impossible to keep on top of the most simple of …
Bodyweight Fitness
As Miss Way mentioned in Frugal Fitness, bodyweight fitness (BWF) is a form of strength training. I wanted to create this separate post to give you a bit more detail on BWF, because I love it so much! So What Actually Is Bodyweight Fitness?! Essentially, BWF involves using your own bodyweight to perform resistance training. This type of training can accommodate anyone – from absolute beginners …
In Defence of the 4% Rule
What is the 4% Rule? The 4% rule was created based on historical market returns data. Simply put, it showed that a typical retiree could withdraw 4% of their portfolio while keeping the initial pot intact. The withdrawn amount would increase by inflation each year. The rule came about from work by Bengen and later, …
Thought Experiment 5
What Will I Do When I Retire? This is the first time we've participated in one of SavingNinja's Thought Experiment posts so we'll add a little explanation. This is an idea to get bloggers to immediately respond to a question and all post their answers on their blogs. You have to write the first thing …
My Money Journey
The Beginning It all started normally enough. I grew up in a comfortable lower middle-class household. We never really discussed money. My parents weren’t flashy by any means, but they saw it as a matter of personal pride that we never went without. Looking back, it’s fairly clear that there wasn’t any significant money being …
How Do You Save for ‘FIRE’ in the UK?
As somewhat of a personal finance geek, I (Mr Way) have learnt a fair amount over the last few years. As a result, I wanted to share my specific take on saving for FIRE in the UK with you. I am not a qualified financial advisor and nothing in this article should be considered financial …
A Way to Less……. Cars!
My Experiences from a Car Free Lifestyle Being car free can be a pretty difficult lifestyle choice to make. It goes against the ‘ideals’ of most people in our society. But the potential benefits are huge. And it goes much further than just the financial gain! I’m lucky in that I have an office based …
What is FIRE?
FIRE means different things to different people..... FIRE, or Financial Independence, Retire Early, is a fast-growing movement of people looking for a different way in life. Saving a high percentage of your earnings allows you to retire significantly earlier than traditionally possible. The percentage of your earnings which you save is known as your savings …
Welcome!
We are a professional couple in our late 20’s / early 30’s, aiming to share our thought on the topics we care about, including financial independence, travel and mental health.