Welcome to our February spending post! This month, we spent a total of £2,484.
This was a good month for us. With costs of everything increasing, it seems difficult to get our spending much below this level now.
Continue reading “Monthly Spending – February 2026 “Welcome to our January spending post! This month, we spent a total of £4,717.
The total spending for January is high! However, it includes payments for two holidays which helps explain the peak. Hopefully some lower-spend months to come!
We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and give you the story behind any standout expenses.
| Category | Amount |
|---|---|
| Housing | £409 |
| Food | £1,057 |
| Transport | £295 |
| Entertainment/misc | £2,956 |
| Total | £4,717 |
We’ll take a closer look at each of these categories in the next sections and point out any major spending.
Our January spending on housing is fairly standard, with just the usual bills to pay.
| Category | Amount |
|---|---|
| Gas & Electric | £121 |
| Water | £65 |
| Council Tax | £197 |
| Internet | £26 |
| Total | £409 |
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Our January spending on food was £1,057. This includes everything on our supermarket shop receipts for the month.
Our January spending on transport is fairly normal. There’s a slight increase in train costs, as we bought tickets for the next few months in a rail sale!
| Category | Amount |
|---|---|
| Fuel | £118 |
| Train | £177 |
| Total | £295 |
Our January spending on misc items includes a balance payment for our Holiday in Easter, as well as a trip to Center Parcs! Otherwise it was quite a good month.
| Category | Amount |
|---|---|
| Phone Bills | £16 |
| Eating Out | £96 |
| Presents | £130 |
| Activities | £151 |
| Clothes & Shoes | £117 |
| Dental | £43 |
| Postage | £4 |
| Center Parcs Holiday | £449 |
| Tennis Equipment | £17 |
| Hotel | £56 |
| Fitness App | £108 |
| Holiday | £1,766 |
| Photos | £3 |
| Total | £2,956 |
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Considering the average UK household spend is £2,700, our aim is to get down below that level. We initially thought we would be able to go much lower but have been surprised by the increase in just about everything since we came back in 2023!
See you next month!
Monthly Spending – December 2025
Welcome to our 2025 spending post! Our total spend for the year of 2025 was £33,977. For context, this is for 2 adults plus a five year old and a one year old, living in the UK!
This represents a ~10% increase on last year’s spending. While we were hoping for less, it’s not too drastic. We feel like we have focussed on quality again this year, particularly with our food and some ‘long term’ purchases. Hopefully this helps us in future years!
We would like to try and reduce costs across the board in 2026, but let’s wait and see what the new year brings!
Continue reading “Annual Spending – 2025”Welcome to our December spending post! This month, we spent a total of £2,632.
December always includes some excess spending with the Christmas splurge, followed by post-Christmas sales. All in all, it’s not too bad of a total. Our annual spending and review posts will follow, as we reflect on 2025 and look forward to 2026!
Continue reading “Monthly Spending – December 2025”Welcome to our November spending post! This month, we spent a total of £3,333.
November was a more expensive month, with a few big items. We started buying Christmas presents, and also added some high-end outdoor gear to help us better enjoy the winter. We also paid the deposit for a holiday next April. Otherwise a fairly normal month.
Continue reading “Monthly Spending – November 2025”Welcome to our October spending post! This month, we spent a total of £2,284.
October was a fairly boring month for spending, which makes for a lower total than the last 3 months. We had a higher total than usual on food, plus a couple of big items in entertainment/misc, but generally we’re quite pleased with how it went.
Continue reading “Monthly Spending – October 2025”Welcome to our September spending post! This month, we spent a total of £3,558.
September brought its fair share of everyday expenses, but one particular addition tipped the balance to being a very expensive month. Mrs Way has decided to do a 12-week programme with an online personal trainer, at the grand total of £1,500. This is an attempt to kick-start a fitness regime which has been a struggle for Mrs Way since our second son arrived in July 2024. So far so good!
Continue reading “Monthly Spending – September 2025”Welcome to our August spending post! This month, we clocked in at a total of £2,702.
August brought its fair share of everyday expenses, but also a few memorable extras—a couple of mini getaways pushed our food and eating out costs a bit higher, and renewing the car tax nudged up transport spending. Thankfully, we avoided any other wallet-busting surprises!
Continue reading “Monthly Spending – August 2025”Welcome to our July spending post! Our total spend for the month was £3,131.
This month has been hijacked by an admin error! We forgot to include some of our June spending, so it’s lumped in with July instead. 3 of our 4 birthdays also needed paying for, as well as a trip away!
Continue reading “Monthly Spending – July 2025 “Welcome to our June spending post! Our total spend for the month was £1,618.
It’s another low spend this month, with no abnormal expenses. Long may it continue!
Continue reading “Monthly Spending – June 2025 “