December was yet another expensive month for us. Our kitchen was the last room in our house left to overhaul, having moved in nearly 5 years ago. The update was much needed and we’re really happy with the result. It doesn’t make the spending any easier to stomach though!
As we head into 2020 we’re looking to get back to normal and settle around our desired £2,000 per month spending level. See this post for more detail.
Continue reading “Monthly Spending – December 2019”Not a good month for the savings rate!! In fact we’ve spent much more than we earnt this month.
This was almost entirely caused by having to buy a new car – see the Transport section below for more detail.
Ignoring the car for a second, we spent £2,040 which is very close to our target of £2,000 per month.
Continue reading “Monthly Spending – November 2019”Our spending was almost spot on our target monthly amount in October! We aim for around £2,000 so this was a good result for us. A very low month in the transport category helped us balance out some big items elsewhere.
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
Continue reading “Monthly Spending – October 2019”Back to reality this month as we tried to settle back into our routine. If you didn’t know, we went to East Africa for all of August and got engaged in July, so it has been all change!!
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
Continue reading “Monthly Spending – September 2019”This was a strange month for spending because we were in Africa for almost the whole month! We had already paid for the vast majority of the trip in advance. You can see the damage in previous spending posts!
Continue reading “Monthly Spending – August 2019”There was a lot going on this month – we even got engaged!!! Excluding the engagement ring and the £500 spend on US dollars for our Africa trip this month’s underlying spending was very much in line with our monthly averages. An annual insurance premium increased our usual housing spend slightly but we were broadly in line with our expected totals.
Continue reading “Monthly Spending – July 2019”This month was slightly over our ‘normal’ spending of ~£2,000. We had an annual membership fee to pay, as well as a couple of big outlays for our Africa trip added to the total. See below for more detail!
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
Continue reading “Monthly Spending – June 2019”This month’s spending is a little different because the balance for our Africa trip was due. As you can see, this meant we shelled out over £6,000 on this alone! We’ll go into more detail on this below.
Continue reading “Monthly Spending – May 2019”In March we produced our first ever monthly spending report. Here is our second!
Despite going away this month we have managed to stay very close to our March spending amount. We’re really happy with this and hope we can keep up the £2000 per month average!
Continue reading “Monthly Spending – April 2019”While developing ‘our way’ and learning about financial independence, we found reviewing other people’s spending really helpful. We can all learn something from each other because there’s so many ways of doing things!
To this end, we aim to regularly summarise our spending for comparison. It will also act as an accountability test for us, meaning we have to justify every purchase!
We will break our main expenses down into categories, starting with the big 3; housing, food and transport. Everything else falls broadly into the entertainment/miscellaneous category, with any large inclusions explained in detail.
So here it is – our March 2019 spending!
Continue reading “Monthly Spending – March 2019”