Monthly Spending – July 2019

 Summary 

There was a lot going on this month – we even got engaged!!! Excluding the engagement ring and the £500 spend on US dollars for our Africa trip this month’s underlying spending was very much in line with our monthly averages. An annual insurance premium increased our usual housing spend slightly but we were broadly in line with our expected totals. 

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.  

CategoryAmountNotes
Housing£1163See below
Food£255See below
Transport£84See below
Entertainment/misc£1142See below
Total£2,644

We break each of these categories down in the following sections. 

Housing 

The housing category consists of our mortgage payment, overpayments, bills, insurance, DIY costs etc. The only abnormal expense this month was our annual building and contents insurance premium.  

CategoryAmountNotes
Mortgage£467
Overpayment£283
Bills£111Gas, electricity, water
Council Tax £101
Internet £11
Building&Contents Insurance£190Annual premium
Total £1163

Food 

We spent £255 on food this month. As explained previously, this includes everything on our supermarket shop receipts for the month. We would hope to be slightly lower than this usually, but our supermarket shops recently have included stocking up on some items for our Africa trip! This is mainly toiletries and first aid kit items! 

Transport  

A slightly misleading total due to a refund on Miss Way’s AA membership fees. Otherwise, it was another typical month for transport costs.  

CategoryAmountNotes
Diesel£130Mainly Miss Way’s work
Train Fares£33Part of Miss Way’s bike + train + bike commute
Bike Repairs£23
AA Membership Renewal£-102Last month we included an AA membership fee which had crept up on us. It was a very high amount of £237. Having rang AA we managed to get a refund taking the annual cost back down to £135. Ripping off existing customers like this shouldn’t be allowed!
Total£84

Entertainment/Misc 

As we stated above, there was a lot going on this month!! We bought our final batch of US dollars which was a large outlay. Did we mention we also got engaged?!?! We also spent more than usual on meals/drinks out, as we tried to catch up with people before going away.  

CategoryAmountNotes
Phone Bills£18
TV License£13
Lottery £8
Professional Fees£23
Clothes, shoes, socks!£32
Engagement!£283Ring + afternoon tea, see separate post!
Sports Team Costs£25Match fees, floodlights, equipment etc
Meals/Drinks Out£179Socialising with friends/family
Dollars for Africa£503
Visa Applications for Africa£40
Mr Way Haircut£8
Presents etc£10
Total£1,142

Previous Posts 

Monthly Spending – June 2019 

Monthly Spending – May 2019 

Monthly Spending – April 2019 

Monthly Spending – March 2019 

One thought on “Monthly Spending – July 2019

  1. Pingback: The Full English Accompaniment – Sticking my head in the sand – The FIRE Shrink

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