Summary
Welcome to our August spending post! Our total spend for the month was £2,475.
It’s another month over our target spending of £2,000 but we feel like we’re more on top of things now. We’ll see if we can get back on track in the coming months.
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
| Category | Amount | Notes |
|---|---|---|
| Housing | £1,129 | See below |
| Food | £359 | See below |
| Transport | £95 | See below |
| Entertainment/misc | £892 | See below |
| Total | £2,475 |
We break each of these categories down in the following sections, giving detail for any large expenses.
Housing
The housing category consists of our mortgage payment, overpayments, bills, insurance, DIY costs etc.
Our August spending included a double payment for council tax as well as ground rent for the last 5 years at £2 per year!!
| Category | Amount | Notes |
|---|---|---|
| Mortgage | £415 | |
| Overpayment | £335 | |
| Bills | £147 | Gas, electricity & water. |
| Council Tax | £222 | |
| Ground Rent | £10 | |
| Total | £1,129 |
We continue to be very happy with our energy supplier, Octopus Energy. Our energy is from 100% renewable sources too which is a great bonus. If you are interested, click through this link and you will get £50 and so will we! It can be hard to find a decent energy company but we really do recommend Octopus.
Food
Our August spending on food was £359. As explained previously, this includes everything on our supermarket shop receipts for the month.
Transport
We had a couple of long trips in August so the transport spending went up!
| Category | Amount | Notes |
|---|---|---|
| Fuel | £86 | |
| Parking | £5 | |
| Train Tickets | £4 | |
| Total | £95 |
Entertainment/Misc
Our August spending included a couple of payments for holidays. We’re taking 2 trips away for friend’s weddings and paid for the accommodation for both this month.
We’re also spending a bit more on eating out with friends than we would like – we’ll work on that! It still feels a bit of a novelty since lockdown with being able to see everyone so we expect it will settle down again soon.
| Category | Amount | Notes |
|---|---|---|
| Phone Bills | £10 | |
| TV License | £12 | |
| Lottery | £10 | |
| Eating Out | £158 | |
| Presents | £34 | |
| Clothes | £18 | |
| Holidays | £443 | |
| Hoover | £199 | |
| Baby Classes | £8 | |
| Total | £892 |
That’s All for Now, Folks!
See you next month!