Monthly Spending – July 2019

 Summary  There was a lot going on this month – we even got engaged!!! Excluding the engagement ring and the £500 spend on US dollars for our Africa trip this month’s underlying spending was very much in line with our monthly averages. An annual insurance premium increased our usual housing spend slightly but we were broadly in line with our expected totals.  We …

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What a Difference the Sun Makes

Ode to Sunshine S.A.D vanisher Negativity banisher Energy creator and motivation shaker Reinvigorates smiles and unused miles Of muscles that wake as you shine The slate is wiped clean As faces beam at rays that rain down from the Blue, cloudless sky, bringing twinkles to eyes  As collectively spirits are raised! Miss Way A Way to Southern Portugal! We are writing this article while in Southern Portugal with family. …

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