Over the last few years we have gone through the process of optimising almost every aspect of our spending. One of the biggest changes has been to our food shopping bill. We managed to cut our bill by more than half! Food shopping is one of the biggest items in most people’s budgets. If you can manage to cut …
Author: A Way to Less
Frugal Four – Episode 1!
Welcome to the first in the series we’re going to call the Frugal Four! We wanted a way to share the frugal tips and tricks we’ve picked up over the years. The aim is to provide a brief summary of a few little hacks we’ve enjoyed using in the hope it inspires you to save some …
Monthly Spending – August 2019
Summary This was a strange month for spending because we were in Africa for almost the whole month! We had already paid for the vast majority of the trip in advance. You can see the damage in previous spending posts! We break our main expenses down into broad categories starting with the big 3; housing, food …
Inheritance
A Divisive Subject Do you plan to leave an inheritance? What about receiving one – do you factor this in to your financial plans? Inheritance is a divisive subject and people have very strong opinions on what ‘should’ be done. In this post we will explore what inheritance means to us and how we plan …
Monthly Spending – July 2019
Summary There was a lot going on this month – we even got engaged!!! Excluding the engagement ring and the £500 spend on US dollars for our Africa trip this month’s underlying spending was very much in line with our monthly averages. An annual insurance premium increased our usual housing spend slightly but we were broadly in line with our expected totals. We …
All Change!
A Life Update and some BIG NEWS! Soo...we have exciting news! We got engaged!!!! After just less than 6 years of being together, Mr Way asked me to marry him and I said yes! So I’ll be asking for lots of frugal wedding advice from like minded FI enthusiasts!! Like everything else in our lives we will be looking at our wedding …
Monthly Spending – June 2019
Summary This month was slightly over our ‘normal’ spending of ~£2,000. We had an annual membership fee to pay, as well as a couple of big outlays for our Africa trip added to the total. See below for more detail! We break our main expenses down into broad categories starting with the big 3; housing, food …
A Way to Less……. What?
Our name means a lot of different things to us. In our quest for a simpler way of living we’re reducing lots of aspects of our lives. We wanted to create this post to give you an idea of what ‘A Way to Less’ means to us and how we are striving to improve our …
Monthly Spending – May 2019
Summary This month’s spending is a little different because the balance for our Africa trip was due. As you can see, this meant we shelled out over £6,000 on this alone! We’ll go into more detail on this below. Ignoring these payments for a moment we actually had a fairly normal month, spending £1,942. We …
Why We Keep Our Finances Separate
Society Expects This is another one of those aspects of life where we have challenged the ‘norms’ of society. We decided to forge our own way of doing things by keeping our finances separate. The accepted norm for couples is to merge finances, particularly when you own a house together as we do. In our …