Frugal Tennis Improvement

On November 30, 2019January 10, 2020 By Mr WayIn Finances, Fitness, Frugality, Optimisation4 Comments

As you probably know by now, we’re always looking to optimise in every area of our lives.

My latest obsession in this regard is with my tennis, as discussed in Tennis Mindset. I’ve decided to push myself to develop to the next level. I really want to compete with players who currently thrash me! I’m determined to be the best I can be.

“Make the most of yourself….for that is all there is of you.”
Ralph Waldo Emerson

In order to make such a large improvement, my game needs some fairly fundamental changes. This won’t simply happen by playing more regularly – I need to go back to basics and change my technique.

Continue reading →

6 Steps to Financial Success as a Graduate

On November 16, 2019January 10, 2020 By Mr WayIn FinancesLeave a comment

Top Financial Tips for New Graduates

In my place of work I come across a lot of new graduates joining our company, fresh from University.

This is such an exciting time in their life, as they finally start to earn their own money and create their own lifestyle. It can really be a make or break time in their financial journey.

I’m writing this post in the hope that it helps people in this position. I wish I’d had some guidance at that stage in my life. I would have been much further ahead by now! Seeing some of the decisions made by our current graduates, I wish I could give them a helping hand with their finances!

Continue reading →

A Day in Nairobi, Kenya

On November 9, 2019January 10, 2020 By A Way to LessIn Africa, TravelLeave a comment

Africa Series – Part 5

The Journey Begins!

We started our month-long adventure in Nairobi, having completed the 2-leg flight from the UK, via Dubai.

First impressions weren’t great as we stood in the immigration queue for 90 minutes. It was a warm, stuffy place and the queue was a battle! Other passengers didn’t seem to have the same ‘personal space’ values as we do!

Continue reading →

Misunderstanding the FIRE Movement

On November 8, 2019January 10, 2020 By Mr WayIn Finances, FIRE12 Comments

There has been a steady increase in the mainstream media coverage for Financial Independence Retire Early (FIRE), especially here in the UK.

While it’s a really good thing that our message is being spread to more people, this also brings a lot of frustration with it. Almost every time I have seen FIRE covered in the press, there appear to be severe misunderstandings about the principles by which us ‘followers’ live.

The most recent example of this was an episode of Money Box Live, aired on 6^th November 2019. Money Box Live is a radio programme on BBC Radio 4, covering all areas of money.

Continue reading →

Monthly Spending – October 2019

On November 2, 2019January 10, 2020 By A Way to LessIn Finances, Monthly Spending2 Comments

Summary

Our spending was almost spot on our target monthly amount in October! We aim for around £2,000 so this was a good result for us. A very low month in the transport category helped us balance out some big items elsewhere.

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.

Continue reading →