Baby Way

We’re Having a Baby!

You’ve met Mr Way. You’ve met Miss Way. Say hello to Baby Way! Well, not just yet….

If the incredibly expensive Africa trip followed by a new car weren’t expensive enough, we’re now expecting our first child!

We recently found out that Miss Way is pregnant, with the baby due in July 2020.

Obviously, we’re absolutely delighted with this news. But at the same time, there are some severe doubts about whether we’re doing the right thing.

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How to Buy a Car – The Frugal Way!

Intro – Miss Way 

I had been avoiding the fact that my car was on its last legs for far too long.  It had done a respectable 165,000 miles!  

A couple of weeks ago I accepted it was no longer safe to drive and the repair costs far outweighed the value of the vehicle (£1,000 on repairs for a car only worth £200!) – I needed to buy a new one – and quick!  

I begrudgingly rely on my car for my work. Due to the peripatetic nature of my job, it unfortunately isn’t always possible to cycle to all my work destinations. Over the last month I’ve used the train where possible, but it can be an expensive alternative. Ideally, we would love to be entirely car free, but this is not an option right now. 

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Monthly Spending – November 2019

Summary 

Not a good month for the savings rate!! In fact we’ve spent much more than we earnt this month.  

This was almost entirely caused by having to buy a new car – see the Transport section below for more detail.  

Ignoring the car for a second, we spent £2,040 which is very close to our target of £2,000 per month.  

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