Summary
Welcome to our January spending post! This month, we spent a total of £4,717.
The total spending for January is high! However, it includes payments for two holidays which helps explain the peak. Hopefully some lower-spend months to come!
We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and give you the story behind any standout expenses.
| Category | Amount |
|---|---|
| Housing | £409 |
| Food | £1,057 |
| Transport | £295 |
| Entertainment/misc | £2,956 |
| Total | £4,717 |
We’ll take a closer look at each of these categories in the next sections and point out any major spending.
Housing
Our January spending on housing is fairly standard, with just the usual bills to pay.
| Category | Amount |
|---|---|
| Gas & Electric | £121 |
| Water | £65 |
| Council Tax | £197 |
| Internet | £26 |
| Total | £409 |
We continue to be very happy with our energy supplier, Octopus Energy. Our energy is from 100% renewable sources too which is a great bonus. If you are interested, click through this link and you will get £50 and so will we! It can be hard to find a decent energy company but we really do recommend Octopus.
Food
Our January spending on food was £1,057. This includes everything on our supermarket shop receipts for the month.
Transport
Our January spending on transport is fairly normal. There’s a slight increase in train costs, as we bought tickets for the next few months in a rail sale!
| Category | Amount |
|---|---|
| Fuel | £118 |
| Train | £177 |
| Total | £295 |
Entertainment/Misc
Our January spending on misc items includes a balance payment for our Holiday in Easter, as well as a trip to Center Parcs! Otherwise it was quite a good month.
| Category | Amount |
|---|---|
| Phone Bills | £16 |
| Eating Out | £96 |
| Presents | £130 |
| Activities | £151 |
| Clothes & Shoes | £117 |
| Dental | £43 |
| Postage | £4 |
| Center Parcs Holiday | £449 |
| Tennis Equipment | £17 |
| Hotel | £56 |
| Fitness App | £108 |
| Holiday | £1,766 |
| Photos | £3 |
| Total | £2,956 |
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That’s All for Now, Folks!
Considering the average UK household spend is £2,700, our aim is to get down below that level. We initially thought we would be able to go much lower but have been surprised by the increase in just about everything since we came back in 2023!
See you next month!
Previous Posts
Monthly Spending – December 2025