Annual Spending – 2021

On January 8, 2022January 8, 2022 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our annual spending post! Our total spend for the year of 2021 was £26,466. For context, this is for 2 adults plus a baby and includes our wedding!

If you’ve been following our monthly spending posts, you’ll know how this goes. Throughout 2021 we managed to keep our spending pretty low considering we got married in July!

We’re really happy with the total as it’s only just over our £2,000 per month target. With the wedding thrown in there as well as an additional family member since July 2020, we’re really happy.

It was always our aim to spend minimal amounts on Baby Way in the first few years, and so far we have achieved this.

See below for a more detailed breakdown of our 2021 spending.

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Monthly Spending – November 2021

On December 22, 2021December 28, 2021 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our November spending post! Our total spend for the month was £2,219.

Firstly, we’re sorry for how late this post is. Work permit applications for our new jobs have taken up a significant amount of time and stress recently. We’ve also been selling our house. This hasn’t left much time for much else, including the blog!

As mentioned above, we decided to sell our house. We didn’t want the hassle/stress of maintaining a property in the UK while trying to set up a new life elsewhere. It might not be the best financial decision, but certainly isn’t as clear cut as many suggest (“house prices always go up” etc).

We’re aiming to write several posts documenting our move process in the coming weeks and months. Fingers crossed we’ll have more time for this in the new year!

Anyway, that’s a brief update, now back to the November spending.

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Monthly Spending – October 2021

On November 6, 2021November 5, 2021 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our October spending post! Our total spend for the month was £2,312.

At the start of the month we had a trip away. Several meals out and an expensive Safari Park trip soon add up. We also had an issue with our car this month.

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Should We Rent Out Our Home?

On November 3, 2021November 3, 2021 By A Way to LessIn Caribbean Adventure, Finances, FIRE2 Comments

With our impending move half way across the world, we’re trying to decide whether we should rent out our home!

The advice of most friends and family is to keep the house and rent it out.

Mr Way’s instinct is rather different with the temptation being to sell up and start afresh.

We write this article in the hope that it aligns our thought and helps our decision making, but also in the hope that some of you might have some advice to pass on!

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Decision Made

On October 19, 2021October 18, 2021 By A Way to LessIn Caribbean Adventure, Optimisation, Travel2 Comments

In our post Decision Time, we outlined the huge decision we’ve been facing in the last few weeks.

Well, after many sleepless nights and much deliberation, we can now announce it’s decision made……

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Monthly Spending – September 2021

On October 18, 2021October 18, 2021 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our September spending post! Our total spend for the month was £1,877.

We’re delighted to finally go back below our £2,000 target. However, this won’t be lasting long. Keep an eye out for an update on why not!

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Decision Time

On September 12, 2021October 18, 2021 By A Way to LessIn Baby Way, Caribbean Adventure, Finances, Optimisation, Travel7 Comments

It has been a strange few weeks.

We’ve slowly been settling into married life, while also settling Baby Way into the reality that he can now see other humans!

Meanwhile, I’ve been becoming increasingly tired of my job. My boss is treating me really badly, and I miss being able to work from home.

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Monthly Spending – August 2021

On September 11, 2021October 18, 2021 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our August spending post! Our total spend for the month was £2,475.

It’s another month over our target spending of £2,000 but we feel like we’re more on top of things now. We’ll see if we can get back on track in the coming months.

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Monthly Spending – July 2021

On August 10, 2021October 18, 2021 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our July spending post! During July we got married. Say goodbye to Miss Way and hello to Mrs Way! With our wedding done we’re hoping our monthly spending will return to normal because it has been all over the place recently. Our total spend for the month was £2,822.

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Monthly Spending – June 2021

On July 13, 2021October 18, 2021 By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary

Welcome to our June spending post! Our total spend for the month was £-408.

This came about because we received another generous donation towards our wedding costs from parents. We wanted to include this in our spending post for full transparency. Despite various balances being due this month, we still didn’t manage to cancel it all out, meaning we end with a negative spend. However, we’ve spent over our average the last few months so this simply averages those out.

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