Author: A Way to Less

Monthly Spending – September 2020

On By A Way to LessIn Finances, FIRE, Monthly Spending1 Comment

Summary 

Welcome to our September spending post! Our total spend for the month was £1,636. We’re really happy with this as it’s significantly below our £2,000 target.  

Before we get into the spending, we want to apologise. We haven’t been creating any blog posts recently, other than these monthly spending breakdowns. We’re determined to get back on it soon, but we’ve just been so busy since Baby Way arrived in July. He’s taking up so much of our time! There has also been a lot of work for Mr Way managing his tennis club (he’s the chairman!) and Miss Way has started doing some teaching over Zoom. Mr Way has also been told he’s in line for a promotion (about time!!) this side of Christmas so his work is busy too. A combination of all of these things have meant the blog had to take a hit. Anyway, on to the spending! 

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Monthly Spending – August 2020

On By A Way to LessIn Finances, FIRE, Monthly Spending1 Comment

Summary 

Welcome to our August spending post! Our total spend for the month was £1,970.  

We’ve been eating out more than usual, as Miss Way increases her socialising and introduces Baby Way to family and friends – at a distance. We also had an MOT on the car this month, and bought a lot of house plants! Considering those factors, we’re happy to still come in under £2,000. 

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Monthly Spending – July 2020

On By A Way to LessIn Baby Way, Coronavirus, Finances, Monthly SpendingLeave a comment

Summary 

Here’s our July spending – our first month as a 3! In early July, we welcomed Baby Way to the world. Fingers crossed our spending for 3 won’t be significantly higher than it was for 2. We’re using reusable nappies, wipes etc so that should really help minimise the cost on disposable items as well as being so much better for the environment. We do expect our energy bill to increase though – the washing machine hasn’t stopped! 

Another big help here is the fact we’re now receiving Child Benefit. As he’s our first child, Baby Way will earn us £21.05 per week. This is a pretty big help and we expect it will go a long way to covering all of his costs! 

Our total spend for the month was £1,886. Obviously Baby Way has not yet had a big impact on our spending. Long may it continue!! 

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Monthly Spending – June 2020

On By A Way to LessIn Coronavirus, Finances, Monthly Spending2 Comments

Summary 

And there it is – our June spending – our final month on our own! Baby Way is now over-due and will be with us before the next monthly spending post. We’re really excited and looking forward to showing that it doesn’t have to be a crippling financial decision, as most of our peers seem to insist! 

Our total spend for the month was £1,928. We’re pretty happy to come in under our £2,000 target again despite a few big expenses this month. 

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Monthly Spending – May 2020

On By A Way to LessIn Coronavirus, Finances, FIRE, Monthly Spending1 Comment

Summary 

As lockdown continues, our May spending has been significantly impacted. We love seeing those zeros in the Transport category!  

Our total spend for the month was £1,700. This is well within our £2,000 target again. 

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.  

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Monthly Spending – April 2020

On By A Way to LessIn Coronavirus, Finances, FIRE, Monthly Spending2 Comments

Summary 

Our first full month of lockdown has had a huge impact on our April spending.

Our total spend for the month was £1,559. This is well within our £2,000 target. It’s actually our second lowest month since we started tracking. Beaten only by August 2019 when we were in Africa and most of our accommodation and food was pre-paid!!

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.  

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Monthly Spending – March 2020

On By A Way to LessIn Finances, FIRE, Monthly Spending2 Comments

Summary 

What a strange month!! Our March spending is slightly different to normal to reflect the current situation we find ourselves in.

As we’ve detailed in our recent posts, our lives have changed massively. We’re hoping the lockdown will help us to reduce our expenses even further, especially as our income looks more unreliable by the day! 

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A Way to Less – One Year Blogging

On By A Way to LessIn Finances, FIRE3 Comments

Somehow, a whole year has passed since we started blogging on A Way to Less! We’ve learnt a lot in the last 12 months and our circumstances have changed quite significantly!

Despite everything that has changed, we continue to make progress towards our FIRE numbers and keep making small improvements to our overall lifestyle.  

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Monthly Spending – February 2020

On By A Way to LessIn Finances, FIRE, Monthly SpendingLeave a comment

Summary 

Our February spending went slightly over our target of £2,000 with a total spend of £2,391 because of a few big expenses. Most of these were annual amounts so should average out through the year. See the sections below for a breakdown! 

We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.  

Continue reading “Monthly Spending – February 2020” →