Our spending was almost spot on our target monthly amount in October! We aim for around £2,000 so this was a good result for us. A very low month in the transport category helped us balance out some big items elsewhere.
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
Continue reading “Monthly Spending – October 2019”As you probably know by now, we spent most of the summer in East Africa! We were away for a month, with the vast majority of our time being spent on the Ultimate East Africa trip by G Adventures.
We wanted to provide a review of our trip in the hope that it helps others when choosing a similar escapade!
Continue reading “Review of Ultimate East Africa”We gave a rough estimate before we left that the trip would cost us in the region of £5,500 each. Was our estimate right?!
A lot of the costs were already known before we left. We had paid for the flights, the tour with G Adventures and some extra hotel nights at either end of the trip. The tour costs also included a lot of food and transport etc.
Continue reading “Africa Trip – What We Spent!”That’s it – we’re back! (Actually, we got back at the end of August but we’ve been kind of busy….)
Over 6 months in the planning, our Africa trip was over in a heartbeat. We saw incredible wildlife, stunning scenery and got to meet some inspirational locals. It was truly a life-changing experience for both of us. We’re so happy we got to make those memories together.
Continue reading “We’re Home! Africa Snaps”Back to reality this month as we tried to settle back into our routine. If you didn’t know, we went to East Africa for all of August and got engaged in July, so it has been all change!!
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
Continue reading “Monthly Spending – September 2019”Over the last few years we have gone through the process of optimising almost every aspect of our spending. One of the biggest changes has been to our food shopping bill. We managed to cut our bill by more than half!
Food shopping is one of the biggest items in most people’s budgets. If you can manage to cut this in half like we did, it can have a huge impact on your ability to save more. All of these savings can really add up and help you to retire earlier!
Continue reading “How We Cut Our Food Shopping Bill In Half”Welcome to the first in the series we’re going to call the Frugal Four! We wanted a way to share the frugal tips and tricks we’ve picked up over the years. The aim is to provide a brief summary of a few little hacks we’ve enjoyed using in the hope it inspires you to save some money yourselves!
Without further ado, here goes!
Continue reading “Frugal Four – Episode 1!”This was a strange month for spending because we were in Africa for almost the whole month! We had already paid for the vast majority of the trip in advance. You can see the damage in previous spending posts!
Continue reading “Monthly Spending – August 2019”Do you plan to leave an inheritance? What about receiving one – do you factor this in to your financial plans?
Inheritance is a divisive subject and people have very strong opinions on what ‘should’ be done. In this post we will explore what inheritance means to us and how we plan for it.
We will split this into two parts; leaving and receiving.
Continue reading “Inheritance”There was a lot going on this month – we even got engaged!!! Excluding the engagement ring and the £500 spend on US dollars for our Africa trip this month’s underlying spending was very much in line with our monthly averages. An annual insurance premium increased our usual housing spend slightly but we were broadly in line with our expected totals.
Continue reading “Monthly Spending – July 2019”