Monthly Spending – September 2025

Summary 

Welcome to our September spending post! This month, we spent a total of £3,558.  

September brought its fair share of everyday expenses, but one particular addition tipped the balance to being a very expensive month. Mrs Way has decided to do a 12-week programme with an online personal trainer, at the grand total of £1,500. This is an attempt to kick-start a fitness regime which has been a struggle for Mrs Way since our second son arrived in July 2024. So far so good!  

We’ve sorted our spending into the essentials – housing, food, and transport – plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and give you the story behind any standout expenses. 

CategoryAmountNotes
Housing£383See below
Food£767See below
Transport£482See below
Entertainment/misc£1,926See below
Total£3,558

We’ll take a closer look at each of these categories in the next sections and point out any major spending. 

Housing 

Our September spending on housing is fairly standard, with just the usual bills to pay. We’re between contracts for our internet so that will kick in again soon.  

CategoryAmountNotes
Gas & Electric£121See below
Water£65
Council Tax£197
Internet£0
Total£383

We continue to be very happy with our energy supplier, Octopus Energy. Our energy is from 100% renewable sources too which is a great bonus. If you are interested, click through this link and you will get £50 and so will we! It can be hard to find a decent energy company but we really do recommend Octopus. 

Food 

Our September spending on food was £767. This includes everything on our supermarket shop receipts for the month.  

Transport 

Our September spending on transport is about right. Our car tax was due which added to the usual total. 

CategoryAmountNotes
Fuel£46
Train£130
Bus£6
Car Insurance£286
Bike Stand£14
Total£482

Entertainment/Misc 

Our September spending on misc items includes the personal trainer outlined above. Otherwise, it was quite a reasonable month! 

CategoryAmountNotes
Phone Bills£13
Eating Out£94
Presents£113
Activities£86
Clothes & Shoes£42
Dental£43
Personal Trainer£1,500
Hair£15
Scales£20
Total£1,926
That’s All for Now, Folks! 

Considering the average UK household spend is £2,700, our aim is to get down below that level. We initially thought we would be able to go much lower but have been surprised by the increase in just about everything since we came back in 2023! 

See you next month! 

Previous Posts  

Monthly Spending – August 2025 

Monthly Spending – July 2025 

All Previous Spending Posts 

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