We’re back with our second episode of Frugal Four!
We wanted a way to share the frugal tips and tricks we’ve picked up over the years. The aim is to provide a brief summary of a few little hacks we’ve enjoyed using in the hope it inspires you to save some money yourselves!
Continue reading “Frugal Four – Episode 2”We recently made our first large baby purchase, buying a bedside cot from Aldi! Shortly after that, the opportunity arose to buy some second hand reusable nappies. In this article we’ll explain why we decided to go down the frugal reusable nappies route and the potential benefits it can bring.
As we continue to prepare for the arrival of Baby Way, we’re thinking about what we will need to buy. Our intention is to continue to live as minimalist a life as possible.
As new parents, there is severe pressure from advertisers to buy all sorts of gadgets for your baby, playing on your vulnerability and willingness to provide the best start for them.
We’re convinced most of the conventional baby purchases are unnecessary and we’ll continue to question these decisions at every stage.
Continue reading “Reusable Nappies”In Creating Good Habits we discussed the importance of creating habits that last. We also gave examples of some of the areas in our lives where we’ve utilised good habits to change for the better. In this post, we want to take more of a practical look at HOW you create good habits.
There are various tricks you can use to make a new habit much more likely to stick. But if you approach it in the wrong way, you’re setting yourself up for failure.
Continue reading “How to Create Good Habits”Welcome to our first 2020 spending post! Our January spending was quite good, totalling £1,789. We’re aiming to stay below £2,000 on average throughout 2020 which should be achievable if we carry on like this!
Continue reading “Monthly Spending – January 2020”As another January finishes, I thought I would share my experience of RED January with you all.
I have been taking part in RED January this year for the second year running (!). What I want to know is: Is it FAB or a FAD!?!
Continue reading “RED January – Fad or Fab?”There’s an increasing will among the general population to ‘live a better life’. But how exactly do you achieve that? Creating good habits is at the center of achieving your goals and making changes that last.
As you probably know by now, we’re expecting a baby in July! As money is our favourite topic, we wanted to understand the financial impact of having a baby!
Aside from the obvious emotional impact of expecting a baby, there are some very significant financial aspects to think about.
Continue reading “Baby Impact Assessment”A tale of how a recent experience has strongly reinforced my will to achieve FIRE and have more flexibility in the way I spend my time.
Since starting at my company 7.5 years ago, I’ve been one of the stand-out performers in most areas. I don’t like saying that type of thing because it sounds big headed. But I’ve genuinely put my head above the parapet and done everything I can to succeed.
Continue reading “How to Kill off Ambition and De-Motivate Your Staff”December was yet another expensive month for us. Our kitchen was the last room in our house left to overhaul, having moved in nearly 5 years ago. The update was much needed and we’re really happy with the result. It doesn’t make the spending any easier to stomach though!
As we head into 2020 we’re looking to get back to normal and settle around our desired £2,000 per month spending level. See this post for more detail.
Continue reading “Monthly Spending – December 2019”
2019 has been a year to remember for us, with highlights including:
Clearly, 2019 has been more expensive than we would have liked!
Despite this we have still managed to achieve all of the above, as well as an unwelcome new car purchase, while saving in the region of 35% of our income. We much prefer to see a figure above 50%, but considering what has happened this year we are happy to still make significant contributions to our ‘FI funds’.
Continue reading “Happy New Year!”