Summary 

Welcome to our May spending post! Our total spend for the month was £14,948 or $18,835. 

Once again, our spending has been massively impacted by large set-up costs. This month we bought a car for $11,000. We also had the associated costs to pay – insurance, license transfers from UK to local, as well as vehicle registration etc.  

As we mentioned last month with our up-front rent payments, we are lucky to have been offered an interest free loan for the car, from Mr Way’s company. We now owe the company nearly $20,000 which is quite scary, but it’s interest free and was a huge, huge help with finding our feet in such an expensive country.  

We also made 1.5 rent payments this month, so that will also decrease going forward! 

Thankfully we managed to reduce our spending on food this month. We really enjoy trying to create cheap but interesting meals so this is an easy win for us. Even despite our frugal tendencies, the cost of living here has us shocked every time we pay for something!  

We also had family visiting during May. While great to see them and spend time together, it did have a large impact on our spending! We spent much more than average eating out, as well as on activities like kayaking and boat trips. It was all very much worth it though!! 

Continue reading “Monthly Spending – May 2022” →

Summary 

Welcome to our April spending post! Our total spend for the month was £10,415 or $12,811. 

Our first full month of living in the Caribbean! 

The budget was totally blown this month because of our large up-front rent payment. Luckily this is on an interest free loan, but we still wanted to include it now to give an honest account of our set-up costs. As you can see on the chart below, this totally dwarfs the previous 12 months! We obviously knew this was coming with moving to a new, high cost of living country – but it’s still painful to look at! 

We’re slowly getting to grips with the higher cost of living, as well as using $ for everything! Hopefully once the first few months are out of the way we can settle into a ‘steadier’ spending pattern.  

Next month will be another large total because we’ll be buying a car! Thankfully it’s on an interest free loan again which is a huge help. Anyway, back to our April spending.  

Continue reading “Monthly Spending – April 2022” →

Summary 

Welcome to our March spending post! Our total spend for the month was £3,231 or $3,974. 

This is where things start to get interesting! Half way through March we moved to the Caribbean. The majority of our spending from that point on will be in $US. Because we’re a UK blog and we still think in £, we’ve decided to report our spending in both currencies. This also means it’s easier to compare to previous months. 

On that note, we’re in for a rough ride. Our expenses are going to be significantly higher than they were in the UK. The country we’re living in is very expensive, but there’s also no income tax which helps! There’s 350 days of sunshine too….. 

Continue reading “Monthly Spending – March 2022” →

 Summary 

Welcome to our February spending post! Our total spend for the month was £2,370. 

Continue reading “Monthly Spending – February 2022” →