Welcome to the first in the series we’re going to call the Frugal Four! We wanted a way to share the frugal tips and tricks we’ve picked up over the years. The aim is to provide a brief summary of a few little hacks we’ve enjoyed using in the hope it inspires you to save some money yourselves!
Without further ado, here goes!
Continue reading “Frugal Four – Episode 1!”Staying physically fit is something that is important to both of us. It fits really well with those who are seeking financial independence. If you aren’t at your physical best, you won’t be able to enjoy the retirement you work so hard for!
As mentioned in A Way to Less……. Spending! we are always looking for more ways to be frugal and found that reducing our fitness costs was an easy way to do this.
For many, the cost of fitness can be huge! The fitness industry must make so much money out of all those people with unused and unwanted gym memberships! Don’t get me wrong, there are many people that use their gym membership in a cost-efficient way and really benefit from it, but there is a very large proportion of the population that don’t!
Continue reading “Frugal Fitness”Frugality is a term that gets thrown around quite a lot. But in our experience it can mean very different things to different people! Typing the word into Google generates this definition and example:
The quality of being economical with money or food; thriftiness.
“He scorned the finer things in life and valued frugality and simplicity”
We actually think that’s a pretty good summary, especially the example!
Essentially, frugality boils down to optimising every spending decision, so that you get maximum benefit from every pound spent.
Continue reading “A Way to Less……. Spending! (Frugality)”Being car free can be a pretty difficult lifestyle choice to make. It goes against the ‘ideals’ of most people in our society. But the potential benefits are huge. And it goes much further than just the financial gain!
I’m lucky in that I have an office based job. Currently there is no requirement from my employer to own a vehicle. As such, it’s fairly easy for me to walk to work each day.
I’ve chosen to walk rather than cycle for a number of reasons but it mainly comes down to the length of journey. I can walk to work in 25 minutes, whereas cycling would take me 15-20. Allowing extra time for unlocking and locking the bike up and getting changed into suitable clothes, they work out the same. As I’ll discuss below, I get many other benefits from walking which, for me, make it the better option in my situation. However, if my commute was further, cycling would start to look like a much more attractive option. You should weigh up your options but first and foremost, do whatever you prefer. That way you’re more likely to stick to it!
Continue reading “A Way to Less……. Cars!”