Summary
Welcome to our January spending post! Our total spend for the month was £1,907.
Starting 2022 in positive fashion, with a return to our sub-£2,000 months. We’re aiming to move to the Caribbean in March, so our spending will be changing dramatically soon. For our last month or so in the UK, we’re aiming to spend as little as possible in preparation!
We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail.
| Category | Amount | Notes |
|---|---|---|
| Housing | £959 | See below |
| Food | £345 | See below |
| Transport | £151 | See below |
| Entertainment/misc | £452 | See below |
| Total | £1,907 |
We break each of these categories down in the following sections, giving detail for any large expenses.
Housing
The housing category consists of our mortgage payment, overpayments, bills, insurance, DIY costs etc.
| Category | Amount | Notes |
|---|---|---|
| Mortgage | £415 | |
| Overpayment | £335 | |
| Bills | £98 | Gas, electricity & water. |
| Council Tax | £111 | |
| Total | £959 |
We continue to be very happy with our energy supplier, Octopus Energy. Our energy is from 100% renewable sources too which is a great bonus. If you are interested, click through this link and you will get £50 and so will we! It can be hard to find a decent energy company but we really do recommend Octopus.
Food
Our January spending on food was £345. As explained previously, this includes everything on our supermarket shop receipts for the month.
Transport
We used a fairly standard amount of fuel this month. Unfortunately, we also managed to get a parking ticket! A private car park we haven’t used for a few years due to Covid has had a change of ownership. The signs look almost identical so we didn’t read them. Turns out they changed the rules. Damn!
| Category | Amount | Notes |
|---|---|---|
| Fuel | £91 | |
| Car Insurance | £60 | |
| Total | £151 |
Entertainment/Misc
Our January spending in this category has returned to a much more reasonable level. We’ve bought most of the expensive items for our move now. Hopefully we haven’t forgotten anything!
| Category | Amount | Notes |
|---|---|---|
| Phone Bills | £10 | |
| TV License | £13 | |
| Lottery | £10 | |
| Eating Out | £50 | |
| Presents | £48 | |
| Clothes | £90 | |
| Sun Creams | £88 | |
| Cheeky Wipes and Pants | £35 | |
| Postage | £8 | |
| Baby Bike | £26 | |
| Eye Test | £50 | |
| Baby Classes | £24 | |
| Total | £452 |
That’s All for Now, Folks!
See you next month!
Previous Posts
Monthly Spending – December 2021