Welcome to our April spending post! Our total spend for the month was £1,984.
Much better than the last few months!. We’ve been a bit over budget recently, mainly due to wedding expenses. April was much more ‘normal’.
Continue reading “Monthly Spending – April 2021”Welcome to our March spending post! Our total spend for the month was £2,768.
Another month ticks by. As things start to return slowly towards normal, we at least have a few things to look forward to.
We’re quite a long way over our £2,000 target this month, but that was expected. We had a few wedding expenses, as well as spending on Baby Way and ourselves. It was all stuff we’ve been wanting to sort for a long time, but it’s still hard to see such a high total!
Continue reading “Monthly Spending – March 2021”Welcome to our February spending post! Our total spend for the month was £2,365.
The next few months are likely to be a bit over our ‘normal’ target of £2,000 a month due to our impending wedding. We’re busy planning because it looks like we’ll be able to go ahead, assuming the opening up roadmap all goes to plan. Our base costs are very similar to normal.
Continue reading “Monthly Spending – February 2021”Welcome to our January spending post! Our total spend for the month was £2,049.
It seemed like 2020 would never end, but we finally made it to 2021! Fingers crossed for a more positive, normal year.
Our total this month is slightly over our £2,000 target, but we bought a few things in the January sales which we’ve been meaning to buy for a long time. We also booked another few bits for the wedding. See below for details on all of this.
Continue reading “Monthly Spending – January 2021”How much does a baby cost if you’re frugal? It’s really easy to spend a fortune, but we found it hard to find examples of those who are more careful with their money.
Money can be up there with the biggest worries for new parents. Baby costs are often cited as a reason why couples decide not to have children.
This is understandable considering the commercialisation of anything baby-related. There are endless gadgets and fashion statements out there for new parents. Clever marketing teams are tasked with guilt-tripping you into buying their products. You’re led to believe that if you don’t buy the latest gadgets your baby will be left behind!
Continue reading “How Much Does a Baby Cost?”We have previously written about ‘Life Design’ and our approach to creating a life we are happy to live. As with everything, our ideas have begun to evolve and develop. For me, this has been strongly influenced by personal and world events of 2020.
I was originally going to write a review of 2020 from my perspective. After thinking about it I have decided to write a forward-thinking post instead. I want to consider how living through 2020 has affected my/our aims for the future.
Continue reading “Life Design for 2021”Welcome to our annual spending post! Our total spend for the year of 2020 was £22,858. For context, this is for 2 adults plus a baby, born in July 2020.
If you’ve been following our monthly spending posts, you’ll know how this goes. Throughout 2020 we managed to keep our spending pretty low. We’re really happy with the total as it’s below our £2,000 per month target by a healthy margin.
This is partly due to being in lockdown and not having much to spend money on. But to be honest, this has had a minimal impact for us. Our spending is low even in normal times, so this year was always going to be a low total. We had already decided we wouldn’t be spending much due to Baby Way arriving in July. Settling into parenthood was our top priority!
Continue reading “Annual Spending – 2020”Welcome to our December spending post! Our total spend for the month was £2,454.
Finally, we made it! Sometimes it felt like 2020 would never end, but here we are. For more of a review of the year, see Mr Way’s 2020 Personal Review and our Financial Review too. We’ll also be posting a summary of our total spending throughout 2020 in the coming days.
Our total this month is slightly over our £2,000 target, but that’s down to Christmas and our car insurance renewing. We also paid a deposit for some wedding food. See below for more detail!
Continue reading “Monthly Spending – December 2020”Here it is! Our financial review for 2020. Below, we’ll detail how we each got on this year, including progress towards our FIRE goals.
If you want to see a more personal review of 2020, see this post by Mr Way.
Continue reading “2020 Financial Review”Well, what a year! It’s finally time for my 2020 Personal Review, and boy has it been a crazy one.
Nobody saw the global pandemic coming, but there have been so many other things going on in my life too! It has been pretty manic at times and hard to process everything that has happened. Hopefully my ramblings below make some sense as I attempt to put 2020 into some sort of order!
Continue reading “2020 Personal Review – Mr Way”