Summary Welcome to our April spending post! This month, we spent a total of £2,509. It was a bit of a strange month as we were on holiday for 2 weeks, most of which was already paid for. But a few large expenses meant we ended up at a similar total to the previous couple of months. We’ve sorted our spending into the essentials—housing, food, …
Monthly Spending – March 2026
Summary Welcome to our March spending post! This month, we spent a total of £2,342. Another steady month with no major expenses. We are aiming to reduce our spending on food, but this seems to be about our ‘normal’ spending level at the moment. We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and …
Monthly Spending – February 2026
Summary Welcome to our February spending post! This month, we spent a total of £2,484. This was a good month for us. With costs of everything increasing, it seems difficult to get our spending much below this level now. We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and give you the story behind …
Monthly Spending – January 2026
Summary Welcome to our January spending post! This month, we spent a total of £4,717. The total spending for January is high! However, it includes payments for two holidays which helps explain the peak. Hopefully some lower-spend months to come! We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and give you the …
2025 Financial Review
Welcome to our financial review for 2025! Below, we’ll detail how we each got on this year, including progress towards our FIRE goals. For more detail on the spending side of things, see our Annual Spending post. Mr Way Despite our spending being quite high this year, it’s really reassuring to see the FIRE fund numbers ticking upwards. We’ve managed to max …
Annual Spending – 2025
Summary Welcome to our 2025 spending post! Our total spend for the year of 2025 was £33,977. For context, this is for 2 adults plus a five year old and a one year old, living in the UK! This represents a ~10% increase on last year’s spending. While we were hoping for less, it’s not too drastic. We feel like we have focussed …
Monthly Spending – December 2025
Summary Welcome to our December spending post! This month, we spent a total of £2,632. December always includes some excess spending with the Christmas splurge, followed by post-Christmas sales. All in all, it’s not too bad of a total. Our annual spending and review posts will follow, as we reflect on 2025 and look forward to 2026! We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and …
Monthly Spending – November 2025
Summary Welcome to our November spending post! This month, we spent a total of £3,333. November was a more expensive month, with a few big items. We started buying Christmas presents, and also added some high-end outdoor gear to help us better enjoy the winter. We also paid the deposit for a holiday next April. Otherwise a fairly normal month. We’ve sorted our spending into the essentials—housing, food, and transport—plus …
Monthly Spending – October 2025
Summary Welcome to our October spending post! This month, we spent a total of £2,284. October was a fairly boring month for spending, which makes for a lower total than the last 3 months. We had a higher total than usual on food, plus a couple of big items in entertainment/misc, but generally we’re quite pleased with how it went. We’ve sorted our spending into the essentials—housing, …
Monthly Spending – September 2025
Summary Welcome to our September spending post! This month, we spent a total of £3,558. September brought its fair share of everyday expenses, but one particular addition tipped the balance to being a very expensive month. Mrs Way has decided to do a 12-week programme with an online personal trainer, at the grand total of £1,500. This is an attempt to kick-start a fitness regime which has been a struggle for Mrs Way …