Sanity, Saving & Singing!

“A smile is a facelift in everyone’s price range” 

Tom Wilson

Music teaching can be such a rewarding job.  

The privilege of introducing music to young children and witnessing the joy it brings them never fails to make me smile. Nothing can compare to the power of an assembly hall full of children singing a song they love, as one. It does wonders for your mood on a rainy Monday morning and makes it all worthwhile!

Singing is good for your mental health!

I qualified as a secondary school music teacher in 2012. I now enjoy a portfolio career as a peripatetic music teacher. My current timetable looks like this: Continue reading “Sanity, Saving & Singing!”

Our Version of FIRE

In “What is FIRE?” we mentioned that the ‘end goal’ of FIRE differs for everyone. For us, it is important to understand the purpose of gaining our financial independence. This understanding gives us the desire and motivation to continue following the ‘unconventional path’ of frugal living.

The question posed by FIRE is a fascinating one, and we see it as a more ‘sensible’ version of the classic:

What would you do if you won the lottery?

Continue reading “Our Version of FIRE”

What is FIRE?

FIRE means different things to different people…..

FIRE, or Financial Independence, Retire Early, is a fast-growing movement of people looking for a different way in life.

Saving a high percentage of your earnings allows you to retire significantly earlier than traditionally possible. The percentage of your earnings which you save is known as your savings rate. A popular target is to aim for the 50-70% savings rate bracket, allowing you to retire after roughly 9-17 years of work.

This opens a whole world of opportunities for the rest of your life.

So how could you possibly save so much?

Continue reading “What is FIRE?”